Everybody knows how much retirement cost nowadays, but what is our plan to get there? More often than not, whatever you have planned today is obsolete tomorrow. The best way to learn, is to experience the future yourself!
Roll’in Gold Financial Game is an on-screen style money management game where you can make decisions on what to do with your everyday savings. Are you going to invest in stocks and bonds? Get a further education and skill upgrade? Buy a house or some insurance? We will put you in a period of time in history and we will show how difficult it is, to make a decision sometimes.
Come find out how a right financial decision brings you a long way while a wrong one may set you back by years! All of you are invited to try out our NEW financial game, “Roll’in Gold”. There will be great fun and informative lessons for you to take away during the game.
The Participants will learn:
- Learn how to make investment decisions based on important economic indicators and become a good investor!
- Understand how a simple decision to write a will, do your tax planning can influence your wealth, and your future.
- Find out interesting facts and data about financial world through various quiz we hold throughout the game.
- Be able to improve and implement your own personal real life financial plan based on what you learnt from the game.
“This will be a revolutionary game that makes financial planning easy to understand.”Philip Goh, Wealth Manager
“Insightful and entertaining. Highly recommended for all people who want to learn more about managing their finances.”Stacy Chua, Accountant
“I learnt many useful strategies here that other financial advisers didnt tell me. Well done!” Mr Choo, Businessman
Registration is FREE and a 77 pages e-book, “Retire Rich – 7 Steps to a Comfortable Retirement” will be given FREE to all participants.
Details of the Game: Date: 31st Oct (Sat) Time: 1.30pm to 4pm Venue: 78 Shenton Way, 6th Level (Opposite Fuji Xerox Tower, near Tanjong Pagar MRT)
How to go: Exit H from Tanjong Pagar MRT, walk straight past M hotel.
Review of Impact Ergo-Comfort Spinal Support Backpacks
This is the first time I have heard of ergonomically designed backpacks. I have never considered about the relationship between the height and the weight of a child with the kind of bag he or she should carry.
So the first impression of the Ergo-Comfort Spinal Support Bag was an exciting experience for my boy and me. Over the years, I have seen so many of my Singapore ex-students, my nieces and myself (during my school days) carrying bags which go out of shape and backs hunched to support the ever increasing book-load. This truly bothered me.
My boy loved the bag at first sightbecause it was blue, his favourite colour and the time-table slot available inside the bag. Kids are just so easy to please. The shiny surface of the 3M Scotchlite Reflective Material definitely caught his attention too. I am happy to see this feature, which makes the bag, or rather, the carrier of the bag visible to motorists more easily in poor lighting areas.
The shape of the bag is fixed and the base is so firm, we need not worry about it toppling over. The multiple dividers within each compartment demonstrated the thoughtfulness of the creator towards a student’s needs. This greatly speeds up the time required to look for smaller items like notebooks, stationeries and art and craft tools.
What I personally like is the name tag stitched onto the side of the bag. I remember when I was in Primary School, a friend of mine lost his bag on the first day of school. Hence, I had already intended to sew a tag on my elder boy’s school bag when he goes to Primary One next year. Now with this beautifully sewn-on tag, my mission is cancelled.
When my elder boy saw the bottle compartment on the side, he was so excited that he slotted his water bottle in immediately to see if it fits and was doubly excited when he realized that it’s tightened by a nylon string, instead of elastic band which has been proven by his previous bags that it does not last.
What truly amazes my husband and I was how my child’s posture changed immediately upon carrying the bag. We noticed our child’s hunches since 3 years ago. We had even planned to buy those posture-guards for him, so when we saw how his body straightens up and shoulders pulled slightly backwards, we were filled with delight.
With the heavier load to bring to school next year, we were really concerned about his poor posture and the weight on his spine and shoulders. Now with this ergonomical bag and the waist belt, whichprevents the swinging motion of the bag from putting extra pressure on his back, we are greatly comforted.
My active boy perspires very easily. Whenever I fetch him home from his preschool, he would refuse to carry his bag on his back. He would rather hold it in his arms because both his bag and his shirt are soaked with perspiration. I believe the contour on the back of the ergonomical bag allows ventilation. Hence, even when his back is all sweaty, I trust he would not feel the uncomfortable feeling of his shirt and bag pressing against his wet back.
Everything seems really perfect now, except that my skinny-small-size boy finds the bag a little bulky. Although with the waist guard on, so that the bag stays close to the body, the shoulder straps do not fall nicely on his small shoulders. This was the only complaint my boy gave. But we know that this is not a problem at all because he will grow!!! Soon, when his shoulders grow broader, hopefully before his Primary education starts in January, the strap will rest perfectly well on his shoulders. So other than this little mis-match, which is not of any concern at all, my boy and I are absolutely pleased with this new found love > Impact Ergo-Comfort Spinal Support Backpacks.
Description: Sara is celebrating her baby brother’s birthday party. At the last minute, she realizes she forgot the birthday present! Help Sara search for the perfect gift at the Jacob Ballas Children’s Garden through a guided tour experience. Along the way, have a fun and memorable experience in this Garden dedicated to children.
My child has behavior problems. He is 17 months and he likes to beat us on our face. We did try to tell him but it doesn’t work, I even beat his hand or just stare fiercely at him. But it still doesn’t work….Please help.
Answer:
Can totally relate to this. Been there done that! Your son is in a phase where he enjoys watching reactions to things he does. When was the first time he did that to you? And how did you react?
When he did it to you the first time, did you discipline him as to not do it again? Try backtracking a little. I think you may have overlooked on that part that it why it is hard for him to stop it now because his question might be “I was allowed to do it the other time, why not now?”
The next time your son gets violent, hold him down firmly but be careful not to hurt him. Then tell him that we need to love each other and we should not hurt one another. Make him realise that each time he beats you, its very painful.
Show it in your face or try telling it to him. But be sure not to be too dramatic when you show the painful expressions on your face, he might find it rather amusing and will attack you again just to see your dramatic reactions. Time outs are needed in such situation. Be firm when you handle him but not too aggressive. He will wear out of the habit soon after.
Do you any questions on child behavior problems for our experts? If you have, please go to our Ask The Experts section for parenting help.
About the Author Ms Sachi is part of Team NYM. She is presently reading her honours in Child Psychology, graded to support her present experience in Early Childhood Education and she further plans to secure it by pursuing a Certificate or Diploma in Early Childhood.
Cultivating the right study habits in your child is perhaps the one of the most powerful gift you can give your child to help him/her succeed in studies.
Effective study habits are nurtured and cultivated from young, and not a natural gift that children are born with.
Helping to cultivate the right study habits will also boost the confidence massively in your child. Being aggressive with your child is not the right way to make him improve on studies.
Here are some ways to do it.
The first thing that you need to make your child understand is what can your child achieve by scoring good results. Because most children have no idea what they are studying for. Most are studying because they have no choice or because they want to please their parents. You can give him examples of successful personalities and how they achieved their dreams. Understand what your child’s dreams are and work together in that direction.
Make a nice study area for your child. Keep the place clean and the atmosphere serene. Make sure it is clear of distractions like television and toys. This will help your child concentrate better. It will be very helpful if you can put up some motivating quotations to motivate your child when he/she is discouraged. I actually have a compilation of 50 powerful quotes which I get my students to paste them on their desk on a weekly basis. And it has encouraged them alot.
Take time to clarify any doubts that your child is facing. Look through your child’s textbook, so that you are also aware of the subjects and what the child is studying. If there is a need, engage a private tutor to help your child in his weaker subjects. When your child sees that you are interested in their studies, it will help them improve fast. The key is to show sincerity and genuine concern, not a fierce attitude. If you always scare your child, he/she might not open up to you, and you will not know what the actual problem he/she is facing is.
When your child is not studying, casually ask why. Get them to discuss about the subjects and the doubts that they are facing. Help them to clarify those doubts and make it seem easier to your child rather than condemning him/her on not understanding simple things.
Finally, do remember that every child has his/her own capacity. Don’t force your child to be seated in front of the books all the time. It is just forcing your child to do something that he doesn’t want to do. It has been proven to fail! And it will make your child dread studies more. Give your child enough time and exposure so that the mind gets refreshed. Encourage him/her to take part in some light physical activities. It will help your child to study and absorb better.
Follow these 5 simple steps, and practise them constantly. They are proven ways to cultivate effective study habits and a string interest in studies.
Article by Study Grandmaster. To nurture your child into a genius, visit www.studygrandmaster.com.
Venue: Meet at Pasir Ris Park Singapore at Carpark C
Fee: $4/person
Contact: lin_lili@nparks.gov.sg (Registration closes 2 days before walk)
Description: What exactly is a mudskipper? And who is Fiddler crab or Sesamine crab? Does a dog-faced water snake look more like a dog or a snake? Join the team and discover answers to the questions above and more. And if we’re lucky, we may be able to see some of the seashore animals at the river mouth (depending on the tide conditions).
If I had my child to raise all over again,
I’d build self-esteem first, and the house later.
I’d finger-paint more, and point the finger less.
I would do less correcting and more connecting.
I’d take my eyes off my watch, and watch with my eyes.
I’d take more hikes and fly more kites.
I’d stop playing serious, and seriously play.
I would run through more fields and gaze at more stars.
I’d do more hugging and less tugging.
~Diane Loomans, from “If I Had My Child To Raise Over Again”
We congratulate the babies and their photos will be published in December issue of Today’s Motherhood Magazine.
The winner will also be announced in Dec issue and will receive 5 x image shoots and the rest will receive a 20% discount voucher all sponsored by Kellysjy Photography.
Today’s MotherhoodMost Photogenic Baby Photo Contest Nov is open for submission till 7 Nov 2009 or first 306 photos only (whichever comes first).
For rules and regulations, terms and conditions and how to enter the competition, please see details at Baby Photo Contest.
The contest will be an INTERNAL voting contest by Today’s Motherhood panel of judges. The judges decision are final and no correspondence shall be entertained. The winner stands a chance to be our next Cover Page Model in our Motherhood Parenting Magazine and also a photography package from Kellysjy Photography.
Note : You will receive an email from us to confirm that we have received your submission. Do check back this post after receiving the email. If you do not see your child’s photo after 3 working days, kindly drop us a note to check.
The photos will be posted in the order it was received.
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Confinement Recipe Ingredients
My child has behavior problems. He is 17 months and he likes to beat us on our face. We did try to tell him but it doesn’t work, I even beat his hand or just stare fiercely at him. But it still doesn’t work….Please help.
1. 
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